Mortgage Solutions for Buyers, Owners & Investors.
Explore common financing categories. Program eligibility, terms, documentation and property requirements vary, so use these as starting points rather than promises of qualification.
Conventional Mortgages
Conventional financing can be used for many eligible primary residences, second homes and investment properties. Down-payment, mortgage-insurance and credit requirements depend on the specific loan structure.
FHA & VA
FHA financing may offer flexible qualifying features for eligible borrowers. VA financing provides important benefits for qualified veterans, active-duty service members and other eligible borrowers. Property and program requirements still apply.
Jumbo
Jumbo financing is used when a loan amount exceeds applicable conforming limits or when a borrower/property is better suited to a non-conforming program. Documentation, reserves and pricing can differ significantly by program.
Investment Property & DSCR
Investor financing can include conventional investment loans and DSCR programs where property cash flow is central to the analysis. Use the DSCR calculator for an educational estimate.
First-Time Buyers
First-time buyers benefit from understanding cash-to-close, monthly payment, credit, down payment and the transaction timeline before shopping. Some borrowers may qualify for assistance programs depending on current funding and program rules.
Refinance
Refinancing can be reviewed for payment/rate changes, term changes, equity access or other objectives. Compare closing costs and break-even timing with the refinance calculator.
Foreign National / International Buyers
International buyers may have financing choices even without a traditional U.S. borrower profile. Requirements vary around credit, income, assets, reserves, down payment, property use and documentation. Visit the Foreign National Mortgage Center.