1. Connect With Michelle
Start with the goal: purchase, refinance, investment, foreign-national purchase or another scenario. Property type and timing matter.
2. Apply & Gather Documents
Complete the secure application and provide the documents relevant to your income type and loan scenario. A W-2 borrower and a self-employed borrower will not have identical documentation.
3. Pre-Approval
Michelle reviews the available information and discusses a financing range and loan path, subject to full underwriting and property approval.
4–8. Contract Through Closing
Once under contract, the file moves through processing, appraisal or other valuation if applicable, title/settlement work, insurance, underwriting, final conditions and closing.